Accident and Health

Optio's Accident & Health team provides specialist coverage for a range of Personal Accident and Healthcare related products for individuals or groups located worldwide, written on a direct or reinsurance basis.

 

Our focus is on developing bespoke, niche and specialist insurance solutions for the healthcare market. With capacity provided by Lloyds and company markets we underwrite products in many countries across the world.

 

Key Features:

We offer a range of product types across all industry sectors including:

Health:

  •           Private Medical Insurance (PMI) for Expatriates and Local Nationals
  •           Medical Expenses Insurance
  •           Dental Insurance
  •           Critical Illness & Cancer
  •           Out of Country Medical Expenses
  •           Medical Cash Plans
  •           Supplemental Health plans

Personal Accident:

  •           Personal Accident for individuals and SME’s
  •           Accidental Death & Disability
  •           Hospital Income Plans
  •           Fracture
  •           Emergency Evacuation & Repatriation following an Accident

Travel:

  •           Corporate Travel insurance
  •           Travel Medical insurance

We listen to the challenges our clients face in a constantly evolving world and respond with underwriting expertise and client focused solutions. This is combined with expert claims handling and customer services, supported by market leading technology.

Darren Delande HEAD OF ACCIDENT and HEALTH