Accident and Health

Optio's Accident & Health team provides specialist coverage for a range of Personal Accident and Healthcare related products for individuals or groups located worldwide, written on a direct or reinsurance basis.

We are able to offer general or tailored product solutions to our clients underwriting business through our Lloyd’s of London, Lloyd’s Brussels and company market platforms.


Key Features:

We offer a range of product types across all industry sectors including but not limited to:


  •           Private Medical Insurance (PMI) for Expatriates and Local Nationals
  •           Medical Expenses Insurance
  •           Dental Insurance
  •           Critical Illness & Cancer
  •           Out of Country Medical Expenses
  •           Medical Cash Plans
  •           Supplemental Health plans

Personal Accident:

  •           Personal Accident for individuals and SME’s
  •           Accidental Death & Disability
  •           Hospital Income Plans
  •           Fracture
  •           Emergency Evacuation & Repatriation following an Accident


  •           Corporate Travel insurance
  •           Travel Medical insurance

We understand the challenges our clients face in a constantly evolving world. Through our underwriting expertise and client focused claims handling services, we aim to provide clients with (Re)insurance solutions to suit their needs, wherever they are located around the globe.