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Todd Germano


Managing Director North America
Managing Director North America

Todd joined Optio in 2020 as Managing Director of Optio North America.  Optio is the group company that includes Cove Programs, Ascent and Bay Risk.  As MD-North America, Todd is charged with maximizing the effectiveness of existing Optio US distributed new products as well as recruiting and developing new MGU programs.  Prior to Optio, Todd worked at Allied World Assurance Company for 12 years, most recently as EVP of Global Crisis Management business unit where he was in charge of launching and growing insurance products in credit, political risk and product recall.  Previously, Todd was heavily involved in primary and excess casualty including construction through retail, wholesale and MGA’s.  Todd also spent 11 years at AIG as EVP of AIG Speciality Excess and SVP of Excess Casualty Construction.

Todd works from New York City and serves on the Optio Operational Board based in London.