Future thinking
We’re a group of insurance companies bringing together people and technology to find better solutions for our clients.
Optio brings together people and technology to innovate.
We are future thinking insurance experts and market-makers.
Through our companies, Northcourt Limited, Cove Programs, Ascent Underwriting and Bay Risk Services we develop products, services and solutions that have a positive impact on the insurance sector.
By bringing together smart technology and market specialists, we are able to innovate across speciality insurance products, underwriting services and broking, and build strong relationships with our business partners.
People
We have a team of market specialists who work together to find new ways to do better business.
Technology
We use smart technology to streamline processes, make things simpler and keep ahead of the market.
Innovation
We use a fully integrated approach to underwriting and the alignment of capital to deliver solutions that add value at every level of our industry.
Support
We provide the right support through a team of experts who have our business partners’ interests at heart.
Our products
Discover our range of flexible products designed to reduce risk and keep your business performing.
Our technology
Find out more about our latest technology developments and learn how we use it to speed up processes, drive efficiency and improve accuracy.