Welcome to Future thinking
We are here to drive innovation in insurance in order to manage risk more effectively. By harnessing expertise and embracing technology, we strive to evolve with the needs of our business partners and create new products, services and solutions that bring efficiency to the market.
Our open culture and unified approach enables our people to form strong, long-term relationships with business partners so we can exceed expectations every time and set new standards for insurance.
Optio brings together the specialist expertise of Cove Programs, Ascent Underwriting and Bay Risk Services to create one of the largest independently owned specialty MGAs, managing in excess of $250 million GWP.