Our companies

Optio brings together the expertise and specialisms of Cove Programs, Ascent Underwriting and Bay Risk Services. Together, our companies provide comprehensive insurance products, underwriting services and broking.

Cove Programs, formed in 2011, is a provider of specialty insurance products.

Ascent Underwriting is our specialist cyber-focused managing general agent underwriting on behalf of a number of Lloyd's syndicates.

Bay Risk Services Limited is a Lloyd's broker that specialises in placing and managing delegated authorities for profitable coverholders.