PRODUCT OVERVIEW


With nearly 40 years of underwriting experience gained from working both in the Lloyd’s and international markets, Optio’s Political Violence & Terrorism insurance offers clients and brokers a refreshing alternative to the traditional route to market.

Ensuring the continuity of our client’s operations following an insured event is where the value of our products come to the fore.

As history has shown the physical and monetary threat to business always exists, when it happens is the unknown.  At Optio we have the products to provide balance sheet protection with peace of mind that our insurance policies are backed with A+ rated security.


Key Features:

At Optio we can provide a variety of physical damage or liability coverages that will be excluded from a clients P&C coverage:

  • Sabotage and Terrorism
  • Strikes, Riots, Civil Commotion
  • Malicious Damage
  • War and Civil War
  • Organised Crime
  • Active Assailant
  • Third party liability arising from PVT
  • Employers liability arising from PVT

With a number of extensions available:

  • Loss of profit
  • Business interruption
  • Customer and supplier extensions
  • Loss of rent
  • Increased cost of working
  • Denial of access
  • Looting & theft
  • Loss of attraction
  • Cash in vault or cash in transit
These lists are not exhaustive, please contact a member of our team for more information on what’s available.

Our key people in

POLITICAL VIOLENCE & TERRORISM


At the heart of our Political Violence & Terrorism offering is a team of dedicated specialists who bring a depth of knowledge, insight and care to everything they do. Meet the people behind the product—driven, expert, and always ready to support.


RECENT STORIES



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Over the last 25 years the team has been involved with PVT events across the globe and has been asked to provide their expertise to private companies, charities, press and media, and to governments to assist with pre and post loss assessments.