With nearly 40 years of underwriting experience gained from working both in the Lloyd’s and international markets, Optio’s Political Violence & Terrorism insurance offers clients and brokers a refreshing alternative to the traditional route to market.

Ensuring the continuity of our client’s operations following an insured event is where the value of our products come to the fore.

As history has shown the physical and monetary threat to business always exists, when it happens is the unknown.  At Optio we have the products to provide balance sheet protection with peace of mind that our insurance policies are backed with A+ rated security.


Key Features: 

At Optio we can provide a variety of physical damage or liability coverages that will be excluded from a clients P&C coverage:

  • Sabotage and Terrorism
  • Strikes, Riots, Civil Commotion
  • Malicious Damage
  • War and Civil War
  • Organised Crime
  • Active Assailant
  • Third party liability arising from PVT
  • Employers liability arising from PVT

With a number of extensions available:

  • Loss of profit
  • Business interruption
  • Customer and supplier extensions
  • Loss of rent
  • Increased cost of working
  • Denial of access
  • Looting & theft
  • Loss of attraction
  • Cash in vault or cash in transit

These lists are not exhaustive, please contact a member of our team for more information on what’s available.


The greatest risk to business is the unforeseen or unimaginable event. At Optio our moto of “Future Thinking” is taken seriously. We are constantly developing our products to protect against the unforeseen or unimaginable and embracing technology to bring those products to our clients.


Do you have a question about our Political Violence and Terrorism product?

Contact us